The BRS Framework

Building Resolution Services (BRS) is comprised of two components. The first is a unique, tax-deductible insurance product (insured by Citadel Insurance, Risk Retention Group) that covers the many long-term risks that are not currently insured in today’s insurance environment. Coverage includes:

• Mold and pollution
• Subsidence
• Professional liability
• Builder's self-insured retention (SIR) or deductible amounts of its general liability (GL) policies, including wrap-up or project-specific policies
• Cost of BRS' infrastructure designed to minimize long-term risk

BRS also provides an aggressive, professional and cost-effective infrastructure that will:

• Respond to and handle homebuyers' customer care issues and requests during the entire statute of repose (up to 10 years), including 24/7 call center
• Respond to crisis situations, such as jobsite injuries and plaintiff's attorneys who are trying to fuel the flames of a dispute
• Administer and execute the builder's pre-litigation procedures in the event of a right-to-repair claim
• Manage losses within the builder's SIR
• Manage losses not covered by the builder's GL policies
• Manage right-to-repair and litigated claims
• Provide coordination of builder's defense/indemnity by GL carriers and claims advocacy
• Provide a repository of project-related documents in a central location